The National Flood Insurance Program: Origins and Evolution

Wendy Lathrop PLS, CFM

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The National Flood Insurance Program (NFIP) was born in the wake of severe flooding events that awoke Congress to the fact that flood damages were costing the nation both economically and socially. The program’s roots in a study commissioned by President Johnson have continued to guide current federal statutes and regulations regarding flood insurance and land use in floodplains since the official birth of the NFIP in 1968 through the National Flood Insurance Act. Local government adherence to those laws is mandatory for eligibility for insurance, technical guidance, and disaster assistance.

The purposes, objectives, and evolution of the NFIP continue to reflect the early vision. This course addresses that evolution along with the roles of federal, state, and local governments and design professionals in implementing and improving it.

Objectives

Upon completion of this course, the participant should expect to be able to:
• Understand the original purposes of the NFIP and its evolution
• Describe the interrelationship between mapping, insurance and regulation in the NFIP
• Recognize the roles of federal, state, and local governments in the NFIP

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